BI dan IDB Luncurkan 29 Prinsip Inti Wakaf

Bank Indonesia bersama Islamic Development Bank (IDB) secara resmi telah meluncurkan Waqf Core Principles (WCP). Sebanyak 29 prinsip pengaturan tata kelola tersebut diharapkan bisa meningkatkan upaya pengembangan wakaf di seluruh dunia. Dia mengatakan, prinsip-prinsip yang dicanangkan tetap memberikan fleksibilitas pada pengembangan wakaf di seluruh dunia. Tujuan utama prinsip-prinsip tersebut adalah untuk mewujudkan manajemen wakaf yang kredibel sekaligus meningkatkan peran wakaf sebagai instrumen finansial di negara-negara muslim.

Gubernur Bank Indonesia Perry Warjiyo turut memberikan apresiasi pada peluncuran WCP. Dia menekankan, wakaf memiliki potensi besar untuk bisa membantu pemenuhan pembiayaan dari sejumlah program terutama untuk mencapai tujuan pembangunan berkelanjutan (Sustainable Development Goals/SDGs). Prinsip-prinsip yang diatur dalam WCP secara umum terkait dengan pengaturan hukum, pengawasan, tata kelola yang baik, manajemen risiko, dan kepatuhan syariah.

Berikut ini adalah 29 Poin dari WCP yang telah diluncurkan:

1. Tanggung jawab, tujuan, kekuatan, independensi, akuntabilitas, dan kolaborasi

2. Kelas aset

3. Kegiatan yang diizinkan

4. Kriteria perizinan

5. Transfer manajemen wakaf

6. Pengambilalihan institusi dan aset wakaf

7. Pendekatan pengawasan Wakaf

8. Teknik dan alat pengawasan Wakaf

9. Pelaporan pengawasan wakaf

10. Kekuatan koreksi dan sanksi dari pengawas wakaf

11. Konsolidasi pengawasan

12. Hubungan tuan rumah

13. Tata kelola Nazir yang baik

14. Manajemen risiko

15. Manajemen koleksi

16. Risiko pihak lain

17. Manajemen pencairan

18. Masalah aset wakaf, ketentuan, dan cadangan

19. Transaksi dengan pihak-pihak terkait

20. Negara dan risiko transfer

21. Risiko pasar

22. Risiko kerugian aset wakaf dan reputasi

23. Pembagian risiko laba-rugi

24. Risiko pencairan

25. Kepatuhan syariah dan risiko operasional

26. Kepatuhan syariah dan audit internal

27. Laporan keuangan dan audit eksternal

28. Pengungkapan dan transparansi

29. Pelanggaran layanan wakaf

Comments

Islamic Agriculture Finance for Rural Economy

Islamic Agricultural Finance is an Ideal Product for the Development of Rural Economy The agriculture sector lacks financial resources, due to which small-scale farmers are facing a lot of problems, consequently affecting the agriculture and livestock sector. But in Muslim countries including Pakistan, the primary the reason behind the lack of financial inclusion in the agricultural sector is unavailability of such financial products that are in correlation with the religious and social belief of the Muslims and if we want to promote agriculture and livestock then we have to introduce such financial products which are in accordance with their religious beliefs, therefore, the use of Islamic Agriculture Finance is necessary for the development of the rural economy especially in Muslim majority countries. These thoughts were expressed by Mr. Muhammad Zubair Mughal, the Chief Executive Officer of Al Huda Center of Islamic Banking and Economics in a seminar in ...

The Usurers: How Medieval Europe circumvented the Church’s ban on Usury

The Usurers: How Medieval Europe Circumvented the Church’s Ban on Usury Some observers may see resemblances between the Medieval European methods of circumventing the Church’s ban on interest, and some financial structures utilized today by Islamic Banks. To be fair, while a very small number may be true, it’s certainly in my experience very limited and is not representative of Islamic banking institutions. Any resemblances are superficial but may seem to be the same for the observer with limited knowledge of Shariah rules. We must not however underestimate the will of people to circumvent the law for their personal profit. This is a common feature in humanity, regardless of the geography or religion. Christianity had a ban on interest, very similar to Shariah. It also had its share of those who played financial tricks to illegitimately profit from earning forbidden interest. Some observers belittle the role the prohibition of interest had in Europe, and may view i...

Paper Money: What Constitutes Currency in Shariah?

Paper Money: What Constitutes Currency in Shariah? By Nizar Alshubaily Editor: Ust Sofyan Kaoy Umar, MA, CPIF Recent debates in social media still point to a level of unease about what constitutes currency in Shariah and doubts remain about paper money. Some claim that paper money is Haram, and insist that only gold and silver are legitimate currencies. Others demand that paper money must be backed by gold and silver. Some see paper money as a product of the interest-bearing international banking system, and therefore non-Shariah compliant. Some of the statements made concerning currencies in Shariah claim that Fiat currencies are Haram since they are based on debt and interest, while other statements claim that Shariah requires a currency to have intrinsic value. Yet others believe gold and silver are Sunnah, specifically Sunnah Taqririya, one of the three types of Sunnah, more related to tacit approval. Nothing could be further from the truth....

Ikatan Ahli Ekonomi Islam

Search This Blog