The Usurers: How Medieval Europe Circumvented the Church’s Ban on Usury Some observers may see resemblances between the Medieval European methods of circumventing the Church’s ban on interest, and some financial structures utilized today by Islamic Banks. To be fair, while a very small number may be true, it’s certainly in my experience very limited and is not representative of Islamic banking institutions. Any resemblances are superficial but may seem to be the same for the observer with limited knowledge of Shariah rules. We must not however underestimate the will of people to circumvent the law for their personal profit. This is a common feature in humanity, regardless of the geography or religion. Christianity had a ban on interest, very similar to Shariah. It also had its share of those who played financial tricks to illegitimately profit from earning forbidden interest. Some observers belittle the role the prohibition of interest had in Europe, and may view i
Khiyar dalam Jual Beli K hiyar dalam jual beli termasuk dari keindahan Islam. Karena terkadang terjadi jual beli secara mendadak tanpa berpikir dan merenungkan harga dan manfaat barang yang dibeli. Karena alasan itulah, Islam memberikan kesempatan untuk mempertimbangkan yang dinamakan khiyar, keduanya bisa memilih di sela-selanya yang sesuai salah satu dari keduanya berupa meneruskan jual beli atau membatalkannya. Dari Hakim bin Hizam radhiyallahu ‘anhu ia berkata: 'Rasulullah shallallahu ‘alaihi wasallam bersabda: اَلْبَيِّعَانِ بِالخِيَارِ مَالَمْ يَتَفَرَّقَا أَوْ قَالَ: حَتَّى يَتَفَرَّقَا. فَاِنْ صَدَقَا وَبَيَّنَا بُوْرِكَ لَهُمَا فِى بَيْعِهِمَا وَاِنْ كَتَمَا وَكَذَبَا مُحِقَتْ بَرَكَةُ بَيْعِهِمَا "Dua orang yang melakukan jual beli mempunyai hak memilih selama keduanya belum berpisah, 'atau beliau bersabda: 'sampai keduanya berpisah. Maka jika keduanya benar dan menjelaskan, niscaya diberi berkah untuk keduanya dalam transaksi keduanya